Protocol Information
Pencil Finance is a DeFi lending protocol that tokenizes real-world student loans, offering risk-adjusted yields via a dual-tranche system backed by off-chain repayments.
Category:RWA
Sub Category: Private Credit
Methodology
TVL: TVL is calculated based on totalAssets() (WEDU tokens) held by the Pencil Finance Staking Vault on EduChain (OCC chain).View code on GitHubCompetitors
Frequently Asked Questions
What is Pencil Finance's TVL?
Pencil Finance currently has $0 in total value locked. TVL has decreased 100% over the past 30 days.
What chains does Pencil Finance operate on?
Pencil Finance operates on EDU Chain.
How does Pencil Finance's TVL compare to similar protocols?
Among RWA protocols tracked by DefiLlama, Pencil Finance ranks #141 by TVL. The category holds $5.433b across 168 protocols, and Pencil Finance accounts for 0% of that total. Other leading protocols include Anemoy Capital, Invesco USTB, Ethena USDtb, Re, USD AI, Huma Finance V2, OnRe, OpenTrade, DigiFT, and Plume Vaults.