Key Metrics
Market Cap$303,169
$SMARTCREDIT Price$0.13
$3.37m
$SMARTCREDIT Volume 24h$2.17
CEX Volume$0
DEX Volume$2.17(100% of total)
Staked$162,702(53.67% of mcap)
Active Loans$186,166.62
Protocol Information
DeFi fixed-term / fixed-interest loans for the borrowers. DeFi personal fixed income funds for the lenders
Audits:
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubHacks
Date: May 4, 2026
Amount: $72,000
Classification: Protocol Logic
Technique: Unknown
Chains: Ethereum
Language: Solidity
Target Type: DeFi Protocol
Competitors
Frequently Asked Questions
What is SmartCredit's TVL?
SmartCredit currently has $210,869.75 in total value locked. TVL has increased 31.7% over the past 30 days.
What chains does SmartCredit operate on?
SmartCredit operates on Ethereum. Ethereum holds the largest share at 100%.
What is the SMARTCREDIT token price and valuation?
SMARTCREDIT is currently trading at $0.13. Its circulating market capitalization is $303,169, ranking it #4,669. Its fully diluted valuation is $3.37m. Supply currently stands at 2.25m circulating, 25m total supply, 25m maximum supply.
How has SMARTCREDIT performed recently?
SMARTCREDIT is up 1% over the past 7 days and up 29.5% over the past 30 days. Its all-time high is $10.15, reached on Feb 12, 2021. The token is currently 98.7% below that level.
How does SmartCredit's TVL compare to similar protocols?
Among Lending protocols tracked by DefiLlama, SmartCredit ranks #192 by TVL. The category holds $50.978b across 524 protocols, and SmartCredit accounts for <0.1% of that total. Other leading protocols include Aave V3, Morpho Blue, SparkLend, Maple, Compound V3, Venus Core Pool, Lista Lending, Fluid Lending, Aave V4, and Euler V2.
How much has been borrowed through SmartCredit?
SmartCredit currently has $186,166.62 in active loans.
Has SmartCredit ever been exploited?
SmartCredit has 1 recorded security incident. The most recent incident occurred on May 4, 2026 and involved $72,000. It was classified as Protocol Logic.