DefiLlama doesn't audit nor endorse any of the protocols listed, we just focus on providing accurate data. Ape at your own risk.

Stablecoin Reference Rates

Market-size weighted base rates for major stablecoins across the largest EVM lending markets. Rewards APY is excluded.

Supply APY
3.39%
↓ −0.22ppvs 7d ago
Borrow APY
4.40%
↓ −0.19ppvs 7d ago
Spread
1.01%
↑ +0.026ppvs 7d ago

By asset

Asset
USDE0.64%6.36%+5.72%5
USDtb5.48%9.18%+3.70%3
USDS1.49%3.93%+2.43%5
PYUSD2.47%4.33%+1.86%7
DAI2.66%4.31%+1.65%5
RLUSD2.22%3.42%+1.20%4
frxUSD2.84%3.97%+1.13%1
USDT3.46%4.08%+0.62%36
USDC4.18%4.75%+0.57%112
USDG4.01%3.98%−0.03%6

By protocol

Protocol
Aave V32.97%41%4.27%50%
Morpho Blue3.69%23%4.68%34%
Maple4.88%18%——
SparkLend1.85%12%3.96%10%
Compound V33.35%3%4.16%4%
Fluid Lending4.36%2%5.86%2%
Aave V42.72%1.0%3.98%1%
Euler V24.54%0.2%5.84%0.2%